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Business Checking

When it comes to free checking, we’re all business. 

One of the keys to running a successful business is keeping profits up and costs down. A Totally Free Business Checking Account is a great place to start. Our hard-working accounts offer all the services your business needs, whether you’re expanding or just starting out. Call or come in to open your account today and get a FREE gift¹ plus $25 buy back for your checks or debit card from another financial institution². 

  1. Free gift provided at the time of account opening .
  2. A maximum of $25 will be deposited to your new checking account at the time the checks/debit cards are presented.

 Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. No minimum balance after account opening.

 

Totally Free Checking

A free account for your business needs. No minimum balance or monthly service charge after opening your account. 

Business Interest Checking

Earn competitive interest with unlimited monthly transaction items.

Business Analysis Checking

For larger businesses with higher account activity.

Want to compare these accounts side by side?

*Every new Business Checking account comes with:

 
  • FREE VISA® Debit Card
  • FREE Mobile Banking
  • FREE Remote Deposit
  • FREE Online Banking & Bill Pay
  • FREE Statements-eStatements or Paper Statements
  • FREE Online Check Images
  • FREE Gift to thank you for your business 
Plus, we will buy back your unused business checks or debit card from a different financial institution with up to a $25 credit to your account.
 
 

Checking Account Comparison

Account Details

Totally Free Business Checking

  • 3,000 FREE Monthly transaction items– includes debits, credits and deposited items
  • Up to 10,000 in coin and currency deposits or withdrawals, including change orders per month FREE
  • No minimum balance after opening account
  • No monthly service charge
  • Minimum opening deposit is only $50
  • Unlimited free monthly transaction items
  • If account items exceed 3000 per month, the account may be changed to another account type.
  • Fee Schedule
 

Business Interest Checking

  • 3,000 FREE Monthly transaction items
  • Up to 10,000 in coin and currency deposits or withdrawals, including change orders per month FREE.
  • Variable interest rate account that earns competitive interest
  • Only $1,500 minimum balance to avoid low monthly service charge of $6
  • Minimum opening deposit is only $50
  • Unlimited free monthly transaction items
  • Fee Schedule 

Business Analysis Checking

  • Monthly maintenance fee, plus account activity fees for debits, credits, and deposited checks.
  • Earning allowance from deposit balances may offset activity fees.
  • $50 minimum opening account deposit.
  • Fee Schedule 
 
*Other fees such as overdraft, returned item, continuous overdraft, etc. may apply. See fee schedule for details. Unless specified otherwise customer purchases checks. Earn up to $25 for debit cards, and $10 for checks from another financial institution.  Your account will be credited at the time the checks/debit cards are presented.  Free gift provided at the time of account opening.  Minimum opening deposit is only $50.  Ask us for details.  Bank rules and regulations apply.


To help in opening your new business accounts, we may request the following:

Sole Proprietor/DBA Limited Liability Corp (LLC) Partnership Not-For-Profit Organization Corporation
  • SSN or TIN of Owner
  • Proof of registration with State Department of Revenue
  • EIN/TIN of LLC
  • Articles of Organization
  • Operating Agreement
  • Proof of registration with State Department of Revenue
  • Certificate of formation with the state
  • EIN/TIN of Partnership
  • Partnership Agreement
  • Proof of registration with State Department of Revenue
  • EIN/TIN of Organization
  • If incorporated, follow corporation guidelines
  • If Tax-exempt, IRS documentation or tax return
  • Letter of authority to open account
  • Minutes or Bylaws
  • Proof of registration with State Department of Revenue
  • EIN/TIN of Corporation
  • Articles of Incorporation 
  • Certificate of Incorporation
  • Proof of registration with State Department of Revenue
Additional documents and/or state registration may also be required. Contact your North Cascades Bank Personal Banker and/or New Accounts Representative for further information.
 

Other fees such as overdraft, returned item, continuous overdraft, etc. may apply. See fee schedule for details. Unless specified otherwise customer purchases checks. If the Totally Free Business account or Business Interest account exceed 3,000 free monthly transactions, $10,000 in monthly coin & currency deposits/withdrawals (including change orders) or requires additional regulatory oversight, the account may be converted to Business Analysis Checking, which includes additional fees. Buyback of checks and debit cards: Up to $10 for checks and up to $25 for debit cards from another financial institution. Your account will be credited at the time the checks/debit cards are presented. Free gift provided at the time of account opening. Bank rules and regulations apply.

We do not offer Online Account opening at this time but we are happy to help you at any of our branches.
Please contact us at 1-800-603-9342 to inquire about our hours and locations, or click here: