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Business Checking

When it comes to free checking, we’re all business.

One of the keys to running a successful business is keeping profits up and costs down. A Totally Free Business Checking Account is a great place to start. Our hard-working accounts offer all the services your business needs, whether you’re expanding or just starting out. Call or come in to open your account today and get a FREE gift¹ plus $25 buy back for your checks or debit card from another financial institution².

Free gift provided at the time of account opening .
A maximum of $25 will be deposited to your new checking account at the time the checks/debit cards are presented.

Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. No minimum balance after account opening.

Totally Free Checking

A free account for your business needs. No minimum balance or monthly service charge after opening your account.

Business Analysis Checking

For larger businesses with higher account activity.

Want to compare these accounts side by side?

Compare Accounts

*Every new Business Checking account comes with:

FREE VISA® Debit Card
FREE Mobile Banking
FREE Remote Deposit
FREE Online Banking & Bill Pay
FREE Statements-eStatements or Paper Statements
FREE Online Check Images
FREE Gift to thank you for your business

Plus, we will buy back your unused business checks or debit card from a different financial institution with up to a $25 credit to your account.

Checking Account Comparison

Account	+	Opening Deposit	Minimum Balance to Avoid Service Charges	Monthly Service Charge	Interest Bearing
Totally Free Business Checking	Free Checking Details	$50	$0	$0	No
Business Analysis Checking	Analysis Checking Details	$50	See account description below	$10 per month, plus activity fees which can be offset by earning credit from deposit balances.	No

Account Details

Totally Free Business Checking

3,000 FREE Monthly items, includes debits, credits and deposited items
Up to 10,000 in coin and currency deposits or withdrawals, including change orders per month FREE
No minimum balance after opening account
No monthly service charge
Minimum opening deposit is only $50
If account items exceed 3000 per month, the account may be changed to another account type
Fee Schedule

Business Analysis Checking

Monthly maintenance fee, plus account activity fees for debits, credits, and deposited checks.
Earning allowance from deposit balances may offset activity fees.
$50 minimum opening account deposit.
Fee Schedule

*Other fees such as overdraft, returned item, continuous overdraft, etc. may apply. See fee schedule for details. Unless specified otherwise customer purchases checks. $25 for your debit card from your previous institution or $5 per book of checks, up to $25. Your account will be credited at the time the checks/debit cards are presented. Free gift provided at the time of account opening. Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply.

To help in opening your new business accounts, we may request the following:

Sole Proprietor/DBA	Limited Liability Corp (LLC)	Partnership	Not-For-Profit Organization	Corporation
SSN or TIN of Owner Proof of registration with State Department of Revenue	EIN/TIN of LLC Articles of Organization Operating Agreement Proof of registration with State Department of Revenue Certificate of formation with the state	EIN/TIN of Partnership Partnership Agreement Proof of registration with State Department of Revenue	EIN/TIN of Organization If incorporated, follow corporation guidelines If Tax-exempt, IRS documentation or tax return Letter of authority to open account Minutes or Bylaws Proof of registration with State Department of Revenue	EIN/TIN of Corporation Articles of Incorporation Certificate of Incorporation Proof of registration with State Department of Revenue

Additional documents and/or state registration may also be required. Contact your North Cascades Bank Personal Banker and/or New Accounts Representative for further information.

We do not offer Online Account opening at this time but we are happy to help you at any of our branches. Please contact us at 1-800-603-9342 to inquire about our hours and locations, or click here: