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North Cascades Bank
Online Banking Access

Business Checking

When it comes to free checking, we’re all business. 

One of the keys to running a successful business is keeping profits up and costs down. A Totally Free Business Checking Account is a great place to start. Our hard-working accounts offer all the services your business needs. Call or come in to open your account today and get a FREE gift.¹ Plus, we will buy back your unused business checks or debit card from a different financial institution.²

  1. Free gift provided at the time of account opening.
  2. $25 for checks and debit cards from another financial institution. Your account will be credited at the time checks/debit cards are presented.

 Ask us for details. Bank rules and regulations apply. 


Totally Free Checking
A free account for your business needs. No minimum balance or monthly service charge.
Business Analysis Checking
For larger businesses with higher account activity.

Want to compare these accounts side by side?

*Every new Business Checking account comes with:


  • FREE VISA® Debit Card
  • FREE Mobile Banking
  • FREE Remote Deposit
  • FREE Online Banking & Bill Pay
  • FREE Statements-eStatements or Paper Statements
  • FREE Online Check Images
  • FREE Gift to thank you for your business 

Checking Account Comparison

Account Details

Totally Free Business Checking
  • 3,000 FREE Monthly items, includes debits, credits and deposited items
  • Up to 10,000 in coin and currency deposits or withdrawals, including change orders per month FREE
  • No minimum balance
  • No monthly service charge
  • If account items exceed 3,000 per month, the account may be changed to another account type
  • Fee Schedule
Business Analysis Checking
  • Monthly maintenance fee, plus account activity fees for debits, credits, and deposited checks.
  • Earning allowance from deposit balances may offset activity fees.
  • Fee Schedule 

*Other fees such as overdraft, returned item, continuous overdraft, etc. may apply. See fee schedule for details. Unless specified otherwise customer purchases checks. $25 for checks and debit cards from another financial institution. Your account will be credited at the time checks/debit cards are presented. Free gift provided at the time of account opening. Ask us for details. Bank rules and regulations apply.


To help in opening your new business accounts, we may request the following:

Sole Proprietor/DBA Limited Liability Corp (LLC) Partnership Not-For-Profit Organization Corporation
  • SSN or TIN of Owner
  • Proof of registration with State Department of Revenue
  • EIN/TIN of LLC
  • Articles of Organization
  • Operating Agreement
  • Proof of registration with State Department of Revenue
  • Certificate of formation with the state
  • EIN/TIN of Partnership
  • Partnership Agreement
  • Proof of registration with State Department of Revenue
  • EIN/TIN of Organization
  • If incorporated, follow corporation guidelines
  • If Tax-exempt, IRS documentation or tax return
  • Letter of authority to open account
  • Minutes or Bylaws
  • Proof of registration with State Department of Revenue
  • EIN/TIN of Corporation
  • Articles of Incorporation 
  • Certificate of Incorporation
  • Proof of registration with State Department of Revenue
Additional documents and/or state registration may also be required. Contact your North Cascades Bank Personal Banker and/or New Accounts Representative for further information.

We do not offer Online Account Opening for business checking accounts but we are happy to help you at any of our branches. Please contact us at 1-800-603-9342 to schedule your appointment. For more information about our hours and locations click here.