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Second Application

Second Draw Paycheck Protection Program (PPP) Loans

If you previously received a PPP Loan, you may be eligible to apply for a fully-forgivable Second Draw PPP Loan under the Economic Aid Act.

Are you eligible for a Second Draw PPP Loan? 

If you can answer yes to all of the questions below, you are eligible for a Second Draw PPP Loan:

  1. I have already received a PPP loan.
  2. I have used, or will use, the full amount of my PPP loan before disbursement of a Second Draw Loan.
  3. I used, or will use, the full amount of my PPP loan only for authorized uses as outlined in the PPP guidelines.
  4. I have no more than 300 employees.
  5. I do not plan to apply for or receive a Shuttered Venue Grant, under Section 324 of the Economic Aid Act.
  6. I can demonstrate a revenue reduction of 25% or greater in 2020 relative to 2019 by comparing quarterly gross receipts for one quarter in 2020 with gross receipts for the corresponding quarter in 2019.  Alternatively, if I was in operation in all four quarters of 2019, I can demonstrate a revenue reduction or 25% or greater when comparing annual gross receipts in 2020 to annual gross receipts in 2019.
    • Note: reduction in income must be verifiable through tax forms, quarterly financial statements or bank statements for both 2019 and 2020.1 

How to calculate the 25% reduction:

How to Apply: 3 Ways

Email our PPP Loan Experts (using the link below) or send an email directly to: to receive an application and a list of the supporting documentation you will need to submit.  You can also contact your Local Banker at (509) 888-6000. 

Apply Now


1Documentation showing a 25%+ reduction in income from 2019 to 2020 is not required at the time of application for Second Draw Loans under $150,000, but it is required upon applying for forgiveness.  We may request this documentation upfront to ensure a smooth and seamless forgiveness process.