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Personal Loans

Your personal loan solution is closer than you think.

We exist to help you achieve your dreams. That's why we offer a wide array of loans and lines of credit for you. For more detailed information on rates, terms, collateral options and additional services, please visit  with any of our Personal Bankers, or complete the application below.

Consider a Home Equity Line of Credit

Put the power of the equity that is already under your roof to work for you with a Home Equity Line of Credit. The resources are there when you need them, but you don’t make payments until you borrow the money. 

Credit Builder Loan

A Credit Builder Loan is a short-term loan offered to individuals who are either trying to establish good credit or repair poor credit. 

How it works:
  1. North Cascades Bank makes a loan to the individual in an amount ranging from $500 - $2,000.
  2. Loan proceeds are deposited into a savings account under the borrower's name and available upon full repayment of the loan.
  3. Terms range from 24-36 months.
  4. Once loan is paid in full, you will have full access to the funds in the savings account.
Other benefits: As an added benefit, you will receive an interest rate reduction on your Credit Builder Loan. To get started with our Credit Builder program, contact us using the link below.