Online Banking Center

Tired of strings and small print tied to your checking account?  Sign up for a FREE account! Yes, FREE!  That comes with everything you need and more.

Open your account today with any amount, and you'll get a FREE gift1 and $25 buy-back for your old checks or debit card from another financial institution.2  Use our Go North & Switch Kit to make it easy!

Account Type Opening Deposit Minimum Balance to Avoid Service Charges Monthly Service Charge Unlimited Check Writing Interest Bearing
Totally Free Checking
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$0 $0 $0 Yes No

A FREE account for everyone.

  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Free instantly issued VISA® debit card
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking with Mobile Check Deposit 
  • FREE check images with statement
  • FREE savings account with eStatements
  • FREE access to check images with Online Banking
  • $25 buy-back for your old checks or debit card2
  • FREE Thank You Gift1
  • Customer purchases checks
50+ Interest Checking
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$0 $0 $0 Yes Yes

A perfect account for customers 50 and over.

  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Free instantly issued VISA® debit card
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking with Mobile Check Deposit 
  • FREE check images with statement
  • FREE savings account with eStatements
  • FREE access to check images with Online Banking
  • $25 buy-back for your old checks or debit card2
  • FREE Thank You Gift1
  • Free NCB logo checks (1 box per order)
Easy Interest Checking
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$0 $0 $0 Yes Yes

Earn interest with the convenience of direct deposit or any automated payment.

  • No minimum balance
  • No monthly service charge
  • Must have direct deposit or a recurring automatic payment set up
  • Earn competitive interest
  • No per check charge
  • Free instantly issued VISA® debit card
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking with Mobile Check Deposit 
  • FREE check images with statement
  • FREE savings account with eStatements
  • FREE access to check images with Online Banking
  • $25 buy-back for your old checks or debit card2
  • FREE Thank You Gift1
  • Customer purchases checks
Premier Interest Checking
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$0 $1,500 $6 if balance drops below $1,500 Yes Yes

 

  • A FREE account for everyone.

    • FREE NCB logo checks
    • No per check charge
    • Higher interest rates with balances of $1,500 or more
    • Competitive interest if balance falls below $1,500
    • Only $6 monthly charge if minimum balance falls below $1,500
    • No minimum opening deposit required, however monthly fee of $6 applies if below $1,500. If the balance falls below the threshold on any day in any statement cycle, then the monthly charge will be applied. 
    • Free instantly issued VISA® debit card.
    • FREE Online Banking & Bill Pay
    • FREE Mobile Banking with Mobile Check Deposit 
    • FREE check images with statement
    • FREE savings account with eStatements
    • FREE access to check images with Online Banking
    • $25 buy-back for your old checks or debit card2
    • FREE Thank You Gift1
    • Customer purchases checks

Click on "More" and "Hide"  to view and hide additional details about each account type.

 
1No minimum balance required to obtain gift. Free gift provided at time of account opening. 
2$5.00 for each debit card and/or book of checks, up to a maximum of $25, deposited to your new checking account. Cash back given at the time the checks or debit card are presented.
 
Other fees may apply.  See Schedule of Fees for details.
 
All products and services are subject to approval. Other fees may apply to all accounts.  See Schedule of Fees for details.