Letter from Charlie Guildner

Dear Valued Customer,

We stand ready to serve you in these turbulent times. North Cascades Bank, Division of Glacier Bank, remains well capitalized with the liquidity and strength necessary to meet the financial needs of our customers. We were chartered in Chelan over 35 years ago and will serve our community for generations to come.

Our experienced team of bankers can assist you with any of your questions or concerns. We take a great deal of pride in our relationship-focused business with an eye on long term success built on mutual trust. We have the products and services to help ensure your funds are available when you need them with the FDIC insurance protection you expect.

FDIC insurance provides protection on funds up to $250,000.00 for each depositor, per insured bank, for each ownership category. This means you could technically qualify for more than $250,000 in coverage if you hold accounts in more than one ownership category, either as an individual or with a joint account holder. In addition, we have deposit accounts that help to insure funds above $250,000.00 and we encourage you to talk with your banker if you have specific questions about your situation. If you have questions about your coverage, please visit us at your local branch or call our customer care team at (800) 603-9342. If you would like to learn more about FDIC insurance and how it works you can access the following resources:

North Cascades Bank is here for you when you need us most. If you’ve been negatively impacted by recent challenges at other financial institutions, we welcome a chance to talk with you. We look forward to assisting you with any needs you have now and for the next generation.

Kind Regards,

Charlie Guildner

President and CEO