Business Banking Solutions
If you’re looking for a bank that has all the financial services you need to operate and grow your business, and a bank that reinvests back into your community, look no further. We’re thrilled you have found us!
Choose the checking account that fits your business needs:
Totally Free Business Checking – An account that’s just right for most businesses.
- 3,000 items FREE per month
- No minimum balance after account opening
- No monthly service charge
- Up to $10,000 in coin and currency deposits or withdrawals, including change orders per month FREE
Business Analysis Checking – Perfect for larger accounts with higher activity.
- Monthly maintenance fee plus account activity fees for debits, credits and deposited checks
- Earning allowance from deposit balances may offset activity fees
Your checking account includes Business Online Banking and Bill Pay
- View account balances and transaction activity
- View check images
- Transfer funds between accounts
- Stop payment on a check
- Re-order checks
- Pay bills including loan payments
- Setup email/text alerts
Every new business checking account also includes:
- FREE Visa Business Debit Card
- FREE Mobile Banking
- FREE eStatements with online check images
- Buy back of your unused checks and debit card from another financial institution
- FREE Thank You gift
Plus, save time and money with our additional business services!
Remote Deposit Services
This service uses a small scanning device to scan checks for electronic deposits. It eliminates the need for daily trips to the bank and reduces the risk of lost or stolen checks. In cases where business owners do not prefer having an additional device to scan checks, we have a separate app which allows mobile phones and tablets to be used instead (mRDC).
Remote Deposit saves you time and money:
- Faster availability of funds
- Improved cash flow from cash management operations
- Reduced return item risk
- Reduced transportation costs/convenience
- Reduced processing costs
- Consolidation of banking relationships
- Extended deposit time
Card Processing
Your customers might prefer to use plastic over cash or checks, so don’t miss out on credit and debit card sales. We offer equipment, pricing, and programs to enable your business to process all major card transactions.
Cash Management Services
Our online cash management system gives you the ability to: schedule transactions through Bill Pay, initiate stop payments, download account information to most financial management software (QuickBooks, Word doc, or Excel Spreadsheet), and directly deposit payroll to your employees. You can do all of this as a single access user or you can set up multiple users with unique levels of access and security to help you manage your cash efficiently.
- Multiple users
- ACH Origination/Direct Deposit for employee payroll
- ACH Origination/Direct Debit – Collect funds faster
- RDC – Check scanning device easily deposits checks
- mRDC – Remote check deposit with mobile app
- Positive Pay
- Bill Pay
Positive Pay
Protect your business against check fraud by comparing each check presented for payment against a list of checks issued by you. You upload details of the checks you issue, and we’ll notify you of any discrepancies as they are presented. You direct us to pay or return before any funds have changed hands.
Credit Cards
We offer a corporate credit card designed with features, benefits, and rewards to meet the needs of your business.
Ready to grow your business?
We are dedicated to helping your business get the financial services you need, when you need them. Whether you’re looking to add a line of credit or need a working capital loan, we have the resources to help you. You will work with a local lender and all lending decisions are made locally, so you’ll get a prompt response and a quick turnaround.
Commercial Loans
- Facility Construction/Expansion Loans
- Equipment Financing
- Line of Credit
- Working Capital Loans
- Commercial Real Estate Loans
Ready to build your business?
Please call (888) 896-2577 to schedule your appointment today. We look forward to meeting you!